Small Business Checking Account

This basic business checking account is a noninterest-bearing account for companies and organizations with limited monthly transactions.

• $200.00 minimum to open account
  
• No minimum balance required
  
• No monthly service charge
  
• Up to 250 scanned items per cycle at no charge
  
• Up to $5,000.00 cash deposits per cycle at no charge
  
• Instant issue debit card available
• GrandAccess (business online banking)
  

Grand Business Checking Account

This business checking account is a noninterest-bearing account for companies and organizations with a higher volume of monthly transactions.

• $200.00 minimum to open account
• $5,000.00 minimum average daily balance
• $15 monthly service charge (waived if minimum balance requirements are met)
  
• Up to 500 scanned items per cycle at no charge
  
• Up to $5,000.00 cash deposits per cycle at no charge
  
• Instant issue debit card available
• GrandAccess (business online banking)
  

Business Interest Checking Account

This business interest checking account is an interest-bearing account with an average minimum balance requirement for companies and organizations.

• $200.00 minimum to open account
  
• $10,000 minimum average daily balance required per cycle
• $15.00 monthly service charge (waived if average daily balance requirement is met)
• Interest-bearing account
• Up to 500 scanned items per cycle at no charge
  
• Up to $5,000.00 cash deposits per cycle at no charge
  
• Instant issue debit card available
• GrandAccess (business online banking)
  

Business Checking on Analysis

This is a noninterest-bearing account for companies with medium-to-high balances and high account activity in which excess funds can be used to offset fees for the account.

• $200.00 minimum to open account
  
• $15.00 maintenance fee with earnings credits available to reduce or eliminate monthly fee
• Instant issue debit card available
• GrandAccess (business online banking)
  

IOLTA

An Interest on Lawyer's Trust Account (IOLTA) is an interest-bearing trust account that holds funds or escrow for a third party. The interest earned on the account helps fund legal assistance programs.

• No minimum required to open account
  
• No minimum balance required
  
• Interest-bearing account
  
• $15.00 monthly maintenance fee charged to operating account
  

After you establish an IOLTA at GrandSouth you can initiate:

• Online transfers with secure multi-level authentication
  
• Incoming and outgoing wire transfer confirmation, by fax, email, or online

Business Money Market

The perfect account for those who will have limited financial transactions and want to earn interest on their account balance.

• $200.00 minimum deposit to open account
  
• $1,000.00 minimum daily balance
  
• Interest-bearing account
• GrandAccess (business online banking)
  
• $15.00 monthly service charge (waived if minimum balance requirement met)
  
• Six debit transactions per statement cycle

Not-for-Profit Business Checking

This is a noninterest-bearing account for registered not-for-profit businesses.

• $200.00 minimum to open account
• $500 minimum average daily balance required per cycle
  
• $15.00 monthly service charge (waived if average daily balance requirement is met)
• GrandAccess (business online banking)
• Instant issue debit card available