Lending
Business Lending
Our Services
Loans that work hard for your business.

Commercial Loans
When starting or expanding a business, sometimes it's necessary to borrow a large amount of capital. GrandSouth has the funds you need, secured and unsecured, for all of your business needs. Our commercial lending department services all manner of business loans and we will tailor your loan exclusively for your business. Call your personal banker to learn more about how we can help grow your business.

Small Business Lending
Our team of personal bankers will work with you one-on-one to construct the loan that's best for your business. That's why whenever possible we extend fast credit decisions with an efficient application, approval, and closing process. Contact your personal banker to learn more.

Lines-of-Credit
A GrandSouth Bank Line-of-Credit offers the flexibility you need when unexpected business expenses arise. Enjoy easy access to funds that enable you to pay your bills, buy equipment, use vendors, or any number of other small business activities. We understand the urgency of a quick decision so we will give you a credit decision within a few business days. Call your personal GrandSouth banker to learn more.

Cash Management
At GrandSouth Bank, we can tailor a funding program to fit your needs at costs that are typically well below those charged by competing commercial finance firms. In addition, GrandSouth Bank has other credit and non-credit services that can be offered to assist a company in the "transition" to more favorable conventional financing structures.
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Customers are also welcome to use ATMs at First Bank locations free of charge.