Grand Checking

With the Grand Checking account from GrandSouth you receive interest on every penny you have in any of your Grand Checking accounts. Enjoy expanded banking benefits and earn interest on your account balance.

• $200.00 minimum to open account
  
• $2,500.00 minimum average daily balance per monthly statement cycle to avoid service charge
• Interest-bearing account
• Instant issue debit card available
  
• Internet banking
• Mobile banking with mobile deposit
• eStatements available
• Zelle^®
• CardValet - debit card controls from your mobile device
• Bill pay

Value Checking

With the Value Checking account, you can enjoy all the bells and whistles of modern day banking. As part of your Value Checking account, you'll receive a checking account, access to thousands of ATMs nationwide, plus account access online 24/7.

• $200.00 minimum to open account
  
• No minimum balance required
  
• No monthly service charge
  
• Instant issue debit card available
  
• Internet banking
• Mobile banking with mobile deposit
• eStatements available
• Zelle®
• CardValet - debit card controls from your mobile device
• Bill pay
  

Money Market Account

The GrandSouth Money Market account offers competitive interest rates to compliment your GrandSouth checking account. This account offers check writing abilities and easy access to your funds.

• $200.00 minimum to open account
  
• $1,000.00 minimum daily balance required
  
• Six debit transactions per statement cycle
  
• Internet banking (bill pay not available)
• Mobile banking with mobile deposit
• eStatements available

Personal Savings Account

Open a savings account at GrandSouth and you'll earn interest with every deposit. Plus, you can link your savings account to your checking account for instant account overdraft protection without incurring any bank fees. The perfect account for those who wish to keep their money secure and earn interest on their account balance.

• $200.00 minimum to open account
  
• $200.00 minimum average daily balance per quarter to avoid service charge
  
• Interest-bearing account
  
• Six debit transactions per statement cycle
• Internet banking
• Mobile banking
  

Youth Savings Account

We are excited to offer a savings account geared toward our youngest customers. This account is specially designed to encourage those who are 18 and under to start saving now.

• No minimum to open account
  
• No minimum average daily balance per quarter
• Interest-bearing account
  
• Six debit transactions per statement cycle

CDs

A GrandSouth CD, or certificate of deposit, typically offers higher interest rates than interest bearing checking accounts, but funds are committed for a pre-selected time frame or penalty. If you'd like to have a bigger return and are willing to wait the mandatory time frame for CD maturity, a CD generally ranges from one month up to five years. If you're willing to look at a CD as an investment rather than available money, you can really increase your savings long term.